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Find answers to all your questions! 🆘
You'll need: PAN card, Aadhaar card, salary slips (last 3 months), bank statements (last 6 months), employment certificate, and passport-size photographs. 📋
Pay bills on time, keep credit utilization below 30%, don't close old credit cards, avoid multiple loan applications, and regularly check your credit report. 💡
Yes! Most lenders allow prepayment. You can either reduce your EMI amount or tenure. Prepayment helps save on interest costs. ✅
Personal loans typically require ₹25,000/month, home loans ₹30,000/month, and credit cards ₹20,000/month. Requirements may vary by lender. 📊
Step-by-step guide to loan application
Everything about credit scores
How to calculate and plan EMIs
Complete document checklist